Services

Programs that meet you where you are.

Five focused tracks built around the milestones most people get stuck on. Mix and match as your goals grow.

All programs

Pick the one that fits today

We help everyday people build the knowledge, confidence, and strategy needed to makeinformed financial decisions, launch businesses, and create long-term wealth.

01 · Foundations

Financial Foundations Coaching

The bedrock track. Build the budgeting, debt-payoff, credit, and savings habits the rest of your financial life depends on.

A cash-flow system you will actually use — Built around how you really live, not a generic 50/30/20 template.
A debt-payoff strategy that fits your life — We pick avalanche, snowball, or a hybrid based on your numbers and your psychology.
Credit, savings, and your first emergency fund — Concrete targets and step-by-step setup, including which accounts to open and why.

02 · Investing

Beginner Investor Education

Understand the market without a finance degree. Make your first confident investment and learn why it is the right one for you.

How markets, index funds, and ETFs actually work — No jargon. We will show you why most pros lose to a boring index fund.
401(k), IRA, Roth, and which to fund first — Maximize the match. Understand the tax math. Set it on autopilot.
Risk, time horizon, and the discipline to hold — The skills that separate confident investors from anxious ones.

03 · Entrepreneurship

Business Formation & Entrepreneur Launch Coaching

From idea to LLC to first customer. We coach the steps most courses skip, the legal, financial, and operational ones.

Entity formation, EIN, and bank setup — The right structure for your goals, and the tax setup that goes with it.
Bookkeeping, pricing, and runway planning — The basics that separate side hustles from sustainable businesses.
First customer playbook — How to land your first paying clients without a marketing budget.

04 · Real estate

Real Estate Readiness Program

Understand the economics of property before you write a check you cannot take back. Cash flow, cap rates, financing, and the mistakes that take beginners out of the game.

Evaluating rental properties — The numbers, the neighborhood, and the red flags. A checklist that protects you in walkthroughs.
Cash flow, cap rates, and ROI — How investors compare deals fast, and the math you should do before falling in love.
Building an acquisition plan — Your buy box: market, price range, property type, and timeline. Clarity before you offer.

05 · Workshops

Workshops & Speaking Engagements

Practical financial education for your team, your members, or your community. Engaging, jargon-free, and built around real outcomes.

Coaching packages

Honest pricing. No surprises.

All packages include a free intro call. Pay per session or save with a package.

Spark

All packages include a free intro call. Pay per session or save with a package.

$95 /60-min session

Foundations

The full coaching journey, with momentum and accountability built in.

$495 / 6-session package

Workshop

For employers, organizations, and community groups.

Custom / tailored to your group

Compare

Coaching vs. the alternatives

Why we are different from a financial advisor, a YouTube binge, or an app.

What you get	YouTube / podcasts	Budgeting app	Financial advisor	KLG Management
Personalized to your numbers	Generic	Partial	Yes	Yes
Built for beginners	Sometimes	Yes	Rarely	Always
No commissions or product sales	Yes	Yes	Often not	Yes
Real accountability & check-ins	No	No	Some	Yes
Covers budgeting through real estate	Scattered	No	Usually wealth-only	Yes
Transparent, flat pricing	n/a	Yes	Often %-based	Yes

FAQ

Questions we hear often

Are you financial advisors?

No, and that is intentional. We are educational coaches. We do not sell financial products or manage your money. We teach you how to make confident decisions yourself, and refer to licensed professionals when you need one.

How long does a coaching engagement usually take?

Most clients see real progress inside six sessions over two to three months. Bigger goals (real estate, a business launch) can take six to twelve months, with sessions spaced to match your pace.

What if I have a lot of debt or my credit is rough?

That is exactly when coaching helps most. We will meet you with zero judgment, map your full picture, and build a payoff and credit plan you can sustain, without the shame spiral.

Do you work with couples or just individuals?

Both. Many of our most successful clients are couples getting on the same page about money for the first time. Sessions are designed to give both partners equal voice in the plan.

Is everything virtual?

Coaching is virtual by default since clients are spread across the country. Workshops and speaking engagements can be virtual or in person.

What does the free call cover?

Twenty minutes. You share where you are. We share where you could go and which program (if any) fits. You walk away with at least one useful idea, even if we never work together.

Ready to pick a program?

Start with the free call. We will help you choose the right one.